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Free equity release calculator

Equity release can be used in a variety of ways, from paying off an existing mortgage to funding home improvements. Find out how much you could release today.

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Enter the value of your property to calculate how much you can release. You must own a home with a minimum value of £70,000 to release equity.
The age of the youngest homeowner affects how much equity you can release. You must be aged between 55 and 110 to be eligible for equity release.
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5 facts about Lifetime Mortgages

  • You still own the property - 100% of it.
  • You will not have to pay back more than your home is worth.
  • You can ring-fence a portion of your property value to pass on as an inheritance.
  • You can choose to make optional repayments to reduce the amount that you owe.
  • A lifetime mortgage is a loan secured against your home. It will reduce the value of your estate and could affect your entitlement to means-tested benefits
  • The personal information collected will be used by Royal London Equity Release Advisers to respond to your request by telephone and/or email and post. Please view our privacy notice for more information on your rights and how Royal London Equity Release Advisers will use your personal information.

How much tax-free cash could you release?

Use our free calculator to find out how much could be available to you.

  • Equity release is available for UK homeowners over the age of 55.
  • Any funds you release are tax-free & you still own the property.
  • Your home cannot fall into negative equity.
  • Equity release can be used to pay off existing mortgages.
  • Friendly support & information from our UK-based Information Team.
  • Call us freephone on 0800 066 2489 or continue online.

How much tax-free cash could you release?

Use our calculator to get an estimate of the tax-free cash that could be available to you.

Calculate now