
Discover your options
Through Royal London Equity Release Advisers in association with This is Money, you’ll receive expert advice and a free personalised quote showing how equity release could work in your situation. Appointments are available by phone, video call, or home visit, depending on what suits you best.
You’ll have the opportunity to explore lifetime mortgage options from across the whole market. This means you’re not limited to a small selection of plans, but can compare a wide range of products to see what best suits your circumstances. With expert advice, you’ll be able to explore plans that meet your needs and give you more flexibility when planning for the years ahead.
Releasing equity with a lifetime mortgage will reduce the value of your estate and could affect your entitlement to means-tested benefits. To understand the features and risks, ask for a personalised illustration. Only if your case completes will you be charged an advice fee, currently not exceeding £1,690. Our adviser will talk through the setting up costs of a lifetime mortgage before you decide to proceed.
Through Royal London Equity Release Advisers in association with This is Money, you’ll receive independent advice and a free personalised quote showing how equity release could work in your situation. Appointments are available by phone, video call, or home visit, depending on what suits you best.
You’ll have the opportunity to explore lifetime mortgage options from across the whole market. This means you’re not limited to a small selection of plans, but can compare a wide range of products to see what best suits your circumstances. With expert advice, you’ll be able to explore plans that meet your needs and give you more flexibility when planning for the years ahead.
Releasing equity with a lifetime mortgage will reduce the value of your estate and could affect your entitlement to means-tested benefits. To understand the features and risks, ask for a personalised illustration. Only if your case completes will you be charged an advice fee, currently not exceeding £1,690. Our adviser will talk through the setting up costs of a lifetime mortgage before you decide to proceed.
Free equity release calculator
Equity release can be used in a variety of ways, from paying off an existing mortgage to funding home improvements. Find out how much you could release today.
5 facts about Lifetime Mortgages
- You still own the property - 100% of it.
- You will not have to pay back more than your home is worth.
- You can ring-fence a portion of your property value to pass on as an inheritance.
- You can choose to make optional repayments to reduce the amount that you owe.
- Equity release can be used to pay off existing mortgages, provided the full amount can be cleared with the release and from other sources, resulting in no more monthly repayments!
- The personal information collected will be used by Royal London Equity Release Advisers to respond to your request by telephone and/or email and post. Please view our privacy notice for more information on your rights and how Royal London Equity Release Advisers will use your personal information.
Discover how your property wealth can work for you
Use the free Royal London Equity Release Advisers calculator to find out how much could be available to you.
- Equity release is available for homeowners over the age of 55.
- Any funds you release are tax-free & you still own the property.
- Your home cannot fall into negative equity.
- Equity release can be used to pay off existing mortgages.
- Friendly support & information from our UK-based Information Team.
- Call us freephone on 0800 066 3308 or continue online.

How much tax-free cash could you release?
Use our calculator to get an estimate of the tax-free cash that could be available to you.
Calculate now